You’ve seen the adverts telling you to claim accident compensation. You may have even had a salesman call you about personal injury claims. However, no one ever seems to tell you the process if you want to claim compensation. What’s no win, no fee? How do you know if a personal injury lawyer is legitimate? And will you end up losing your job if you claim against the company? To make things a bit simpler, we’ve put together the ultimate guide to claiming compensation when you’ve had an accident at work.
The first thing you’re going to want to determine is if you’re eligible to claim. Depending on where you are in the world, the rules are different. In some places, you have to go through a strict workplace procedure and report the accident to your employer first. In other parts of the world, you just need proof that the accident wasn’t your fault. As a general rule of thumb, you may be eligible for compensation if any of the following apply:
- The accident happened in the last three years, and it can be proved that it wasn’t your fault
- You reported the accident to your employer within 30 days of it happening
- You must be able to provide medical evidence of your injuries
- And, of course, it must have happened during work
Making a Claim
Even if you’re unsure of your eligibility just yet, it is worth seeking legal counsel. A qualified lawyer will be able to let you know whether it is worth going forward with a claim for compensation. Don’t just go for the first legal team you see advertised on TV, make sure you shop around. Find one of the best law firms in your area and enquire what their fees and policies are. Ideally, you want a legal team that has experience in workplace accidents and who offer competitive rates. No win, no fee lawyers are those who don’t charge unless you win. This may sound good, but their fees could be higher than others. Lawyers that charge a flat fee may work out to be more financially viable. Finding the right balance is the best way to ensure your compensation claim is the best it can be.
Once you’ve found a law firm you’re happy with, the rest will become a breeze. They will be able to advise you on what the next steps are. Normally, you’d be expected to meet with another medical professional who will be able to back up your claim. In some instances, you will have to physically go to court, also. As long as you’ve got a good legal team behind you then you should easily win your claim. It is then down to you and the employer to decide if you wish to work together in the future. An employer cannot fire you for taking them to court for a workplace injury, however. Always talk through any worries you have about this side of things, with your legal advisor.
Compensation for an accident at work can come in all shapes and sizes. You may be reimbursed for medical bills, the time you’ve taken off work, and even for travel costs. Just make sure you find the right legal team who can ensure you get what you’re owed. After all, it wasn’t your fault that you were injured at work!